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    The 5 Simple Steps to Filing an Ohio Bankruptcy:

1.     Visit this website and learn a little about how bankruptcy works in Ohio.  Make a list of any questions you still have.

2.     Call or email us to set up an appointment for a free one-hour consultation with one of our bankruptcy attorneys.  If you live in a town where we don’t have an office and you aren’t able to make the drive to our office, we would be happy to meet you somewhere like your local McDonald’s and we can find a quiet place to sit and discuss your situation over a cup of coffee. 

3.     We will give you our Bankruptcy Workbook to fill out and a list of some documents we will need from you.  Gather those things up and mail or email them to our office. If you want help filling out this paperwork, set up an appointment with one of our bankruptcy assistants and she will be happy to help you with filling out the workbook.

4.     Take an approved Credit Counseling course online (or by phone if you prefer).  We will give you the specifics at our first meeting, but the website addresses of the companies we use are shown below.  This course takes an average of 90 minutes and this is a requirement for anyone filing a chapter 7 or 13 Ohio bankruptcy. 

www.Hummingbird.org

www.FinancialLit.org

5.     We will have you back in to meet with an attorney to go over your final drafted petition for your signature, making any necessary changes or updates.   We take it from there. 

Note that most of our web-savvy clients, which probably includes you since you’re reading this on our website, only meet with us in person 2 times over the course of getting their case filed - once for the initial consult, and then again to sign the final papers.  In between, we utilize technology – scanning, emails, faxes, etc. – to gather the information we need from you.   

            We welcome your emails, and once you have retained us as your attorneys, you can typically expect a response within a couple of hours, usually less, to your emails sent to us between the hours of 7:00 am and 11:00 pm., Monday through Saturday.  Give us a call to set up your free consultation now. 


NOTICE: This site is not offering legal advice and nothing on it should be considered to be legal advice. The information on this site is being offered only for educational purposes. If you are considering bankruptcy, you should consult with a licensed attorney who regularly represents clients in bankruptcy and allow them to review your circumstances and advise you accordingly.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Requires the following notice:
We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This web site is not an offer to provide bankruptcy assistance services to any assisted person as defined under Section 527(a)(2) of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.