“Medical Bankruptcy”

We aren’t sure who coined this term, but we are sure of one thing…there is no such thing!  We have had many clients who are burdened with medical debt ask if this option is available to them, thinking that there is a special tool for dealing with just medical debt.  Despite the frequent references to “medical bankruptcy,” there is no such thing in the law. 

While many people are forced into bankruptcy as a result of large amounts of medical debt, your bankruptcy case will address all of your debt, not just the medical bills.  One of the important things to remember when filing bankruptcy is that you are required by law to list every single debt you have; you cannot pick and choose what debts to list.  Perhaps you have debt that you want to repay – no problem - please read “voluntarily re-paying creditors after filing bankruptcy” to find out how that works. 

NOTICE: This site is not offering legal advice and nothing on it should be considered to be legal advice. The information on this site is being offered only for educational purposes. If you are considering bankruptcy, you should consult with a licensed attorney who regularly represents clients in bankruptcy and allow them to review your circumstances and advise you accordingly.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Requires the following notice:
We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This web site is not an offer to provide bankruptcy assistance services to any assisted person as defined under Section 527(a)(2) of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.