Bankruptcy-Related Links

No-Cost credit report - Everyone in the U.S. is entitled to one free credit report each year from each of the 3 credit reporting agencies, through this site which was created under the direction of the U.S. Congress. 

Northern District of Ohio Bankruptcy Court 

Southern District of Ohio Bankruptcy Court   

Federal Rules of Bankruptcy Procedure   

United States Bankruptcy Code

Bankruptcy Law Network –  more great bankruptcy information

Chapter 13 Trustee’s Website - (for Chapter 13’s of residents of Ashland, Holmes, Richland, Stark, Summit, or Wayne County)

Internal Revenue Service (IRS)

Exemptions for all 50 states 

Kelley Blue Book Used car valuation

Real estate valuation:

          Zillow
          Wayne County Auditor
          Ashland County Auditor
          Holmes County Auditor
          Richland County Auditor
          Knox County Auditor 
          Stark County Auditor

Sheriff’s Sales/Foreclosures :         

        Ashland County Foreclosures 
          Holmes County Foreclosures
          Wayne County Foreclosures 
          Summit County Foreclosures 
          Richland County Foreclosures

Credit Counseling/Financial Management course providers:

        Hummingbird 
          Financial Literacy

Student loan help:

Income Contingent Repayment of Student Loans. The Income Contingent Repayment (ICR) plan is designed to make repaying education loans easier for students who intend to pursue jobs with lower salaries, such as careers in public service. It does this by pegging the monthly payments to the borrower's income, family size, and total amount borrowed. The monthly payment amount is adjusted annually, based on changes in annual income and family size.   

NOTICE: This site is not offering legal advice and nothing on it should be considered to be legal advice. The information on this site is being offered only for educational purposes. If you are considering bankruptcy, you should consult with a licensed attorney who regularly represents clients in bankruptcy and allow them to review your circumstances and advise you accordingly.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Requires the following notice:
We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This web site is not an offer to provide bankruptcy assistance services to any assisted person as defined under Section 527(a)(2) of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.